Chana Fay Charach, AMP

President, Senior Mortgage Broker

Chana was born and raised in Vancouver and has been working in the real estate and financial industry since 1991 and has been a full time mortgage broker since 1997. She became president of Synergy Mortgage in 2004 and was among the first group of mortgage Brokers in Canada to obtain her Accredited Mortgage Professional designation (AMP).

Chana is committed to her community by volunteering time to charity work. Her favorite pastimes are entertaining, traveling, dinning out, and spending time with her husband and four daughters. Chana also enjoys long walks and Pilates.

Language: English

Ranjit Minhas, BA

Senior Mortgage Broker / Underwriter Construction Loan Specialist

Ranjit specializes in residential mortgages and construction loans. For the past 25 years she was employed by a major bank. She has filled a variety of positions, including administration, management, personal lending and, mortgage underwriting at a Brokerage Center. Ranjit works with first time buyers, seasoned investors and anyone in between. She is full of enthusiasm, passion and brings extensive experience and expertise to our team.

Ranjit is born in India, but has made Canada her home for over 40 years. She enjoys travel and spending time with her family.

Languages: Fluent in English & Punjabi, and understands Hindi and Urdu.

Luz Faraon, BSc

Office Manager

Luz’s background includes working as a credit assistant for over 17 years in the Canadian banking industry. She has been recognized year after year for her strong organizational skills and excellent customer service. She takes pride in work well done and enjoys making a contribution to a team effort.

Luz was born in the Philippines and her family moved to Canada in 1989. She speaks, reads and writes fluently in Tagalog. She spends her days off with her sons, and especially loves to watch them play basketball.

Languages: English & Tagalog

Rong Chen (Rhonda), CFP

Mortgage Broker

Rhonda specializes in residential mortgages, including, the 'New To Canada' program and mortgages for Non-Resident Investors. Rhonda also has more than 10 years experience working in general insurance and is currently a member of Canadian Association of Insurance Brokers (CAIB). She studied Computer Science at UBC and she has obtained her Certified Financial Planner (CFP) designation.

Rhonda spent 2 seasons filing personal income tax returns for low-income families as a volunteer participant of Revenue Canada's Community Volunteer Program. In her spare time, Rhonda enjoys hiking, traveling and photography.

Languages: English, Mandarin & Cantonese

Sylvia Ho, MBA

Mortgage Broker

Fluent in Mandarin and English, Sylvia immigrated to Canada from Taiwan over 20 years ago. After completing her Bachelor of Commerce degree at the University of British Columbia, she chose to settle in the Vancouver west side. Sylvia began her career in the financial sector with CIBC as a stock trader and a fixed income specialist. Subsequently, she obtained her Masters degree from Queen's University and worked as a Senior Financial Analyst for an utility company.

Sylvia is in a unique position to bring to bear this vast knowledge base and customer service experience, coupled with her never ending enthusiasm, unwavering sense of ethics, and overall drive to reach the highest level of client satisfaction.

In her spare time, Sylvia enjoys yoga, and spending time with her husband and two daughters.

Language: English & Mandarin


Xinyu (Sharon) Zhou

Mortgage Broker & Senior Underwriter

Sharon’s experience working in the mortgage industry spans over 10 years. Approving thousands of residential mortgage applications over the past several years has given Sharon in-depth experience and knowledge making her capable of handling even the most challenging financing situations.

She began her career working for the Bank of Montreal and then moved to TD Canada Trust. In 2006 she worked for a high volume mortgage company and in 2008 obtained her BC Mortgage Broker’s License.

She prides herself on being detail oriented, and able to manage her time well, working fast and efficiently to meet deadlines while providing the highest level of customer service.

“I believe in working with the highest standards of ethics, and integrity, while meeting the highest productivity standards” Sharon Zhou

Languages: English and Mandarin

Verico Synergy Mortgage Inc. specializes in financing for the purchase and refinance of residential real estate in Vancouver.  We are a boutique firm that is independently owned and operated and are members of the VERICO broker’s network which is a unique national coalition of Canada’s top mortgage brokers. If you are looking for a Vancouver mortgage broker, look no further.

All Synergy brokers are:

  • Experienced experts in arranging residential mortgages
  • Licensed by FICOM*
  • Criminal record checked
  • Post-secondary educated 
  • Friendly and passionate about providing exceptional service  

*Ficom is the Financial Institutions Commission of BC an agency of the provincial government that administers mortgage brokers and provides regulatory rules for the protection of the public.

Over 40 Canadian Financial Institutions rely on mortgage brokers to help them manage the mortgage process and ensure that each customer is fully informed of their options. Synergy brokers also coordinate the various other professionals and institutions involved in real estate purchase transactions such as realtors, lawyers, appraisers, insurers and home inspectors.

Verico Synergy Mortgage Inc. is a member in good standing with both the Mortgage Broker’s Association of British Columbia (MBABC) (Visit: http://www.mbabc.ca) and the Canadian Association of Accredited Mortgage professionals (CAAMP) (Visit: http://www.caamp.org/) we adhere to and practice under a strict voluntary code of ethics.

We are centrally located on the Broadway corridor, only 1.5 blocks west of Granville Street and 5 minutes from downtown Vancouver. so if you are looking for a Vancouver Mortgage broker, drop us a line!

Our Vancouver Mortgage Broker Team